SAMEH SALEH

SAMEH SALEH

Senior Officer | Retail Banking

Abu Dhabi, U.A.E

Profile summary

Accomplished Senior Officer with 8 years of progressive experience in financial services, retail banking, and sales distribution. of executing retail sales campaigns, managing consumer accounts, and evaluating emerging financial technology proposals. Dedicated to delivering effective customer acquisition and portfolio management across diverse operational environments. Committed to maintaining high standards of regulatory documentation and project tracking.

Career highlights

Innovation Management: Evaluates emerging financial technology proposals against internal criteria and coordinates cross-departmental workshops to gather requirements for new digital banking services.

Sales Operations: Executed retail sales campaigns for banking products across multiple branches while managing consumer accounts and processing documentation.

Banking Progression: Advanced through 10 distinct roles spanning customer service, sales, cashier operations, and innovation functions across multiple organizations.

Key skills

SkillsCreative Thinking Good communication skills and carry the prominent work Strong Sense of responsibility and self-motivated Ability to engage in team work sufficiently Ability to adapt any cultural environment

Professional experience

SENIOR OFFICERAug 2025 - Present
Dubai Islamic Bank ( Innovation ) U.A.E

Directs innovation operations and coordinates cross-functional activities within the unit. Manages internal workflows, tracks project deliverables, and supports the execution of strategic initiatives for the organization.

  • Evaluates emerging financial technology proposals against internal criteria to determine technical and operational feasibility.
  • Coordinates cross-departmental workshops to gather requirements for new digital banking services.
  • Maintains documentation for ongoing innovation projects, tracking milestones and reporting status updates to stakeholders.
  • Reviews internal procedures to identify friction points and proposes workflow adjustments.
SENIOR OFFICER ( CONSUMER BANKING I CB SALES & DISTRIBUTION )Oct 2024 - Feb 2025
NATIONAL BANK OF RAS AL KHAIMAH, U.A.E

Directed consumer banking sales operations within the distribution division, coordinating retail banking initiatives and managing regional outreach. Supervised distribution channels to expand retail product availability across the assigned market.

  • Executed retail sales campaigns for banking products across multiple branches.
  • Managed consumer accounts and processed documentation for banking services.
SALES OFFICER (CREDIT CARD & PERSONAL FINANCE)Aug 2023 - Sep 2024
FIRST ABU DHABI BANK, U.A.E

Managed customer financial portfolios, evaluating eligibility criteria and structuring tailored debt payment schedules while coordinating loan application workflows and maintaining regulatory documentation standards.

  • Developed detailed loan proposals and customized financing strategies based on individual client requirements.
  • Collaborated with team members to refine operational processes and maintain accurate transaction records.
SALES OFFICER (CREDIT CARD & PERSONAL FINANCE)Apr 2023 - Aug 2023
MONEY CONCEPTS, UAE

Directed sales operations for credit card and personal finance products within the regional market, focusing on customer acquisition and portfolio growth. Managed daily pipeline activities, coordinated client outreach strategies, and executed financial service offerings to meet targets.

  • Sold credit card and personal finance products to prospective banking customers.
  • Executed daily outreach campaigns to identify new client prospects.
SALES OFFICER (CREDIT CARD & PERSONAL FINANCE)Oct 2022 - Mar 2023
INNOVATION, UAE
  • Executed direct sales strategies for financial products to meet established acquisition targets.
  • Processed customer applications for credit cards and personal finance accounts according to internal guidelines.
SALES OFFICER (CREDIT CARD & PERSONAL FINANCE)Jun 2022 - Sep 2022
RED TIE COMPANY, UAE
  • Generated new customer leads through multiple channels and followed up on referrals to drive business growth.
  • Cross-sold asset and fee products while resolving customer issues to maintain high satisfaction levels.
CASHIERMay 2018 - May 2022
AL MAYA SUPERMARKET ABU DHABI, UAE
  • Supervised debit, credit, and cash transactions to maintain financial accuracy across store operations.
  • Provided detailed product and promotional information to prospective clients to support service engagement.
Gold Processing TechnicianSep 2026 - Present
EGYPT
  • Executes gold processing operations by monitoring extraction equipment and maintaining plant workflow continuity.
  • Inspects mineral refinement stages to ensure adherence to technical protocols and production schedules.
SALESMANSep 2026 - Present
JEWELLERY, EGYPT
  • Assists customers with jewellery selection and purchase decisions.
  • Maintains organized display cases and product inventory levels.
VolunteerSep 2026 - Present
Abu Dhabi Police
  • Completed training workshops spanning cyber security, crisis management, occupational safety, and community policing.
  • Drafted official reports and public announcements while collaborating on community consultations and brainstorming sessions.

Education

DIPLOMA

COMMERCE

Languages

Arabic · Professional

English · Professional